How to Use Naira Visa Cards to Make Payment

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How to Use Zenith Bank Naira Visa Cards to Pay Online; Just like i posted in the preceeding post simple ways on how to use Naira Debit Mastercard atm cards to pay online in Nigeria.

Just like Gtbank plc Naira Debit Mastercard, the Zenith Bank Naira visa card works the same way. Just that it is visa enabled. Though the zenith bank naira visa card is new, most people are not too fully aware of it.

Features Of The Visa Naira Prepaid Card
According to zenith bank to the information i gathered from zenith bank, below are the features the vnaira visa card that makes zenith atm cards stand out.

1. Visa Naira Prepaid Card denominated in Naira for local transactions.
2. Chip and PIN enabled EMV card.
3. Reloadable card with 4 years validity.
4. Personalized and Non-personalized (Buxz) cards available.
5. Accepted locally for purchase at shops, ATM cash withdrawal as well as for Internet transactions wherever Visa accepted in Nigeria.
6. iPIN enabled as added security for online transaction on Verified by Visa (VbyV) participating websites.
7. Online access to transaction history via Internet Banking.
8. No settlement required as cardholder spends only prefunded amount available in card account.
9. SMS notification for all transactions carried out.
10. 24 Hours customer service support

Benefits Of Zenith Bank Naira Visa Card:
1. The card provides an efficient and convenient means of payment.
2. Reduced cash handling risk
3. No credit checks, no collateral required, no Settlement, no Interest charges.
4. Additional security for online transactions provided by VbyV iPIN.

Fees and Charges Of Naira Visacard Account Management:

Issuance Fee N500
Annual Fee N500
Replacement Fee N500
PIN Re-Issue Fee N100
Re-load/Transfer Fees N20

For further enquiries on any of our ebusiness services please visit zenith bank official webste:

I have written a complete detailed series on how to use credit cards and debit cards be it visa cards and mastercard to make payment online in Nigeria. Click here to read more

4 Responses to “How to Use Naira Visa Cards to Make Payment”

  1. YefreMe Kwaku says:

    Hello Jerrywhyte,

    i appreciate your efforts and the education you so readily give.
    i have acquired a prepaid zenith visa card from Ghana and will like to know if there’s any way whatsoever that i can make purchases on sites like ebay and amazon using paypal or otherwise and have the merchandise shipped to my home address.

    my efforts so far have proved futile. 🙁

  2. ephy says:

    please i need online sites that i can transact with visa debit card in nigeria
    It can either be shopping site or funding account sites..any site is needed

  3. gydon says:


    I have an AfriCard from UBA and a MasterCard from GTB…some sites dont include Nigeria in their payment methods. How can i buy or pay in sites like ebay using my local Debit cards?

    Thank You.

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